40K
SALT CAP
CHALLENGE
STATE. LOCAL. MAXIMIZE.
OBBBAP.L. 119-21
OBBBA SALT RULES
  • Cap: $40,000 for MAGI under $500,000
  • MFS filers: $20,000 cap
  • Phase-out: MAGI > $500K → −30¢ per $1 over
  • Floor: cap never goes below $10,000
  • Foreign taxes do NOT count as SALT
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